How Much Can I Afford?

The amount of mortgage you can qualify for depends on three factors:
  • Your family's total monthly income
  • Your total monthly obligations (installment loans, credit cards, etc.)
  • The type of loan you want.

    Your total house payment, including property tax and insurance escrows, should not exceed 28% of your gross monthly income.

    Your house plus total monthly obligations should not exceed 36% of your gross monthly income.

  • Current Rates
  • Calculator w/ Prepayments
  • Amortization Schedule
  • Monthly Payment Table
  • Estimate of Affordability
  • Pre-qualifying
  • Mortgage Application